Foreclosure - Beard - 3/22/23

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on April 21, 2023. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Kutarra O. Beard, a single man, Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns, Foreclosing Assignee (if any): Flagstar Bank, N.A. f/k/a Flagstar Bank, FSB, Date of Mortgage: April 14, 2017, Date of Mortgage Recording: April 21, 2017, Amount claimed due on date of notice: $64,098.21, Description of the mortgaged premises: Situated in City of Bay City, Bay County, Michigan, and described as: Commencing at the North 1/4 corner of Section 17, Town 14 North, Range 5 East; thence East 386.0 feet along the North Section line; thence South 1 degree 01 minutes West 485.0 feet parallel to the North-South 1/4 line to the point of beginning; thence South 1 degree 01 minutes West 165.0 feet parallel to the North-South 1/4 line to the centerline of Deen’s Lane; thence West 44.0 feet (along the centerline of Deen’s Lane) parallel to the North Section line; thence North 1 degree 01 minutes East 165.0 feet parallel to the North-South 1/4 line; thence East 44.0 feet parallel to the North Section line to the point of beginning. Common street address (if any): 306 Deens Ln, Bay City, MI 48706-3593. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: March 22, 2023. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1493254. (03-22)(04-12) 12-4
____________________________