Foreclosure - Yanna - 2/1/23

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, March 10, 2023. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Terry Yanna and Dawn Yanna, Husband and Wife to State Farm Bank, F.S.B., Mortgagee, dated July 31, 2017, and recorded on October 9, 2017, in Liber 3243, Page 337, Bay County Records, said mortgage was assigned to FirstKey Master Funding 2021-A Collateral Trust by an Assignment of Mortgage dated October 12, 2020 and recorded August 25, 2021 by Document Number: 202114629, , on which mortgage there is claimed to be due at the date hereof the sum of Thirty-Nine Thousand Seven Hundred Forty-Three and 75/100 ($39,743.75) including interest at the rate of 5.99000% per annum. Said premises are situated in the Township of Hampton, Bay County, Michigan, and are described as: The following described premises situated and being in the Township of Hampton, County Bay, and State of Michigan, to-wit: Parcel 1: A parcel of land situated in the Southeast 1/4 of Section 27, Town 14 North, Range 5 East, Hampton Township, Bay County, Michigan described as: Commencing at the Southeast corner of Section 27; thence South 89 degrees 23 minutes 51 seconds West, 42.90 feet along the South section line to the Centerline of M-15; thence North 33 degrees 42 minutes 00 seconds West, 1416.86 feet (deeded as 1417.50 feet) along said centerline to the centerline of Hatch Road; thence North 56 degrees 18 minutes 00 seconds East, 154.00 feet along the centerline of Hatch Road to the point of beginning; thence continuing North 56 degrees 18 minutes 00 seconds East, 85.70 feet along the centerline of Hatch Road; thence South 33 degrees 42 minutes 00 seconds East, 191.25 feet parallel with the centerline of M-15; thence South 56 degrees 18 minutes 00 seconds West, 85.70 feet; thence North 33 degrees 42 minutes 00 seconds West, 191.25 feet to the point of beginning. Parcel 2: A parcel of land situated in the Southeast 1/4 of Section 27, Town 14 North, Range 3 East, Hampton Township, Bay County, Michigan, described as: Commencing at the Southeast corner of Section 27; thence South 89 degrees 23 minutes 51 seconds West, 42.90 feet along the South section line to the centerline of M-15; thence North 33 degrees 42 minutes 00 seconds West, 1225.61 feet (recorded as 1226.25 feet) along said centerline to the point of beginning; thence continuing North 33 degrees 42 minutes 00 seconds West, 191.25 feet along the centerline of M-15 to the centerline of Hatch Road; thence North 56 degrees 18 minutes 00 seconds East, 154.00 feet along the centerline of Hatch Road; thence South 33 degrees 42 minutes 00 seconds East, 108.25 feet parallel with the centerline of M-15; thence South 56 degrees 18 minutes 00 seconds West, 121.00 feet to the Northeasterly line of M-15; thence South 33 degrees 42 minutes 00 seconds East, 83.00 feet along said Northeasterly line; thence South 56 degrees 18 minutes 00 seconds West, 33.00 feet to the point of beginning. Commonly known as: 103 N TUSCOLA RD, BAY CITY, MI 48708 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: February 1, 2023 Randall S. Miller & Associates, P.C. Attorneys for FirstKey Master Funding 2021-A Collateral Trust 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. - 5:00 p.m. Case No. 22MI00836-1.(02-01)(02-22) 5-4
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