Foreclosure - Hine - 1/12/23

Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Bay County, starting promptly at 11:00 AM, on February 10, 2023. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Roy J Hine and Ruth E Hine, husband and wife, Original Mortgagee: Residential Lending Corporation, Foreclosing Assignee (if any): Truist Bank, formerly known as Branch Banking and Trust Company, Date of Mortgage: August 26, 2005, Date of Mortgage Recording: October 19, 2005, Amount claimed due on date of notice: $79,985.17, Description of the mortgaged premises: Situated in City of Bay City, Bay County, Michigan, and described as: A parcel of land in the Southeast 1/4 of Section 31, Town 15 North, Range 5 East, described as follows: To fix the point of beginning commence at the East 1/4 corner of Section 31; thence South 90 degrees 00’00” West, on the East and West 1/4 line of said Section, 1317.02 feet: thence South 01 degrees 29’35” East, on the East line of the East 6 acres of the Northwest 1/4 of the Southeast 1/4 of said Section 300.10 feet to the North line of Cramer Road, as extended, and to the point of beginning of this description, said East line being also the West plat line of the Cramer Subdivision, according to the plat thereof recorded in Liber 6, Page 30 of Plats, Bay County Records; then continuing South 01 degrees 29’35” East on said East line of the East 6 acres of the Northwest 1/4 of the Southeast 1/4 , 50 feet to a point on the South line of Cramer Road, as extended; then North 89 degrees 57’22” West, on said South line of extended Cramer Road, 197.51 feet; thence North 01 degrees 30’00” West, 50.00 feet; thence South 89 degrees 30’00” East, parallel with said East and West 1/4 line along the North line of Cramer Road, 197.51 feet to the point of beginning, subject to and including the common easement rights of both grantees, acquired by prescription, to use this extension of Cramer Road for ingress and egress to their respective neighboring properties adjourning on the North and South AND That part of the East Six (6) acres of the East Ten (10) acres of the Northwest Quarter(NW1/4) of the Southeast Quarter (SE1/4) of Section Thirty-one (31), Township Fifteen (15) North, Range Five (5) East lying South of Cramer Road as extended. Common street address (if any): 3348 Cramer Rd, Bay City, MI 48706-1218. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: January 11, 2023. Trott Law, P.C., 31440 Northwestern Hwy, Suite 145, Farmington Hills, MI 48334, 248-642-2515, 1485988. (01-11)(02-01) 2-4
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